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So you are just about to exchange your contracts and get the dream house…but before you do so you need to get the home insurance since this is a condition for your bank to finally give you the offered mortgage…And here starts the research…
How to choose from millions of companies offering building insurance?
Having found a few direct home isnurance companies I got the house insurance quote from Direct Line
MORE TH>N was perfect for me £235 but unfortunately it did not cover some of the insurance conditions requested by my mortgage provider…such a pity because it was a really good quote…
Lets come back to sites comparing insurance prices…
Unfortunately insurance aggregators as some call them do not give you the best quotes…well not all of them. So I would say it is a good idea to check a few of them..
I really disliked confused.com… the process of getting the quote was mundane and in the end the site recommended me an insurance for £400 from Aviva..brr! Stay away from both of them…
Comparethemarket.com on the other hand found me quite a good deal.. as good as the one I found on MORE TH>N and this time the policy covered all the conditions Nationwide listed in the insurance section of the mortgage offer.
This is how I ended up with Swiftcover. Amazing policy and great price – yet again £235 and thanks to finding the policy through comparethemarket I can now be also an owner of their toy…you know baby Oleg – this small cutie which makes your Corrie breaks truly funny 🙂
P.S. Guess what you can always sell Oleg if you do not find him adorable…I saw on eBay that you can get £20-£40 for him…but please do not do it unless you are desperate for cash…he was already dropped at the Alexandr doorstep once…